Terms & Conditions

Welcome to Source of Answers ("Service", "we", "our", "us")! These Terms of Service ("Terms") govern your access to and use of our website, services, and applications (collectively, the "Service").

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you may not use the Service.

We reserve the right to modify these Terms at any time. We will notify you of changes through the Service. Continued use after changes constitutes acceptance.

To access certain features, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain security of your password and credentials
• Be responsible for all activity under your account
• Notify us immediately of unauthorized use

We may suspend or terminate accounts that violate these Terms or for any reason at our sole discretion.

Note: Account deletion will remove all your data including journal entries, progress streaks, and earned coins. This action is irreversible.

Our Service includes proprietary content, courses, and materials ("Content").

• Content is for personal, non-commercial use only
• No redistribution, resale, or modification of Content is permitted
• We may update or remove Content at any time without notice
• AI-generated content is provided for informational purposes only and should not be considered professional advice

The gamification elements (streaks, coins, rewards) are provided at our discretion and may be modified or discontinued at any time.

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information.

By using the Service, you consent to:

• Processing of personal data as described in our Privacy Policy
• Use of cookies and similar tracking technologies
• Storage and processing in countries where we operate

For users in the European Economic Area (EEA), we comply with the General Data Protection Regulation (GDPR). You have certain rights regarding your personal data which can be exercised by contacting us.

Google Drive Integration: When you choose to connect your Google Drive for journal storage, you authorize us to access and store files in your designated folder. We will only access files you explicitly save to our designated folder.

Certain features may require payment. You agree to:

• Pay all charges incurred under your account
• Provide current, complete payment information
• Promptly update information to keep it current

Unless otherwise stated, all fees are non-refundable. We may change prices at any time and are not obligated to provide refunds for previous purchases.

Recurring subscriptions will automatically renew unless canceled before the renewal date. You may cancel at any time, but no refunds for unused portions.

You agree not to:

• Use the Service for any illegal purpose
• Violate any laws in your jurisdiction
• Infringe on intellectual property rights
• Harass, abuse, or harm others
• Interfere with or disrupt the Service
• Attempt to gain unauthorized access
• Use automated systems (bots, scrapers, etc.) without permission

We reserve the right to investigate and prosecute violations to the fullest extent of the law.

We use various tracking technologies to improve our Service:

• Google Analytics: To understand usage patterns and improve our Service
• Facebook Pixel: For marketing optimization and ad targeting
• IP Tracking: To detect location for regional customization and security
• Behavioral Tracking: To analyze user flows and improve UX

By using the Service, you consent to this tracking. You may opt-out of certain tracking through your account settings or browser options, though this may affect functionality.

We collect data on:

• Pages visited and time spent
• Features used and interactions
• Click paths and navigation flows
• Device and browser information
• Country and approximate location

We may send you communications including:

• Service announcements
• Administrative messages
• Marketing communications
• Course and content updates
• Streak and progress reminders

You may opt-out of non-essential communications through your account settings. Essential service communications cannot be opted out of.

Future integration with services like Tawk.to for live chat will be subject to their respective terms and privacy policies.

The Service is provided "as is" without warranties of any kind. We disclaim all warranties, express or implied.

We do not guarantee that:

• The Service will meet your requirements
• The Service will be uninterrupted or error-free
• Results from using the Service will be effective or reliable
• The quality will meet your expectations
• Any errors will be corrected

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

The financial, health, or personal growth advice provided through our Service is for informational purposes only. We do not guarantee any specific results.